Hansa Perpetual provides comprehensive financial planning and wealth advisory to internationally mobile professionals navigating complex, multi-jurisdiction financial lives.
Our clients rarely stay in one country — and neither does their capital. Hansa Perpetual works through a regulated partner-firm network, so the advice you receive travels with you wherever life and work take you.
We work with internationally mobile professionals in energy, technology, finance, healthcare and academia. Wherever you are, the same principles, the same team, the same sound financial planning methodology.
The questions that arrive at our desk rarely fit a single jurisdiction. We work where pension systems, tax residency and investment regulation intersect — and where most generalist advisers stop.
Strategic management of occupational and private pension capital across jurisdictions — continuity as you move.
Structures designed around where you live now, where you're headed, and the tax residency questions in between.
Discretionary and advisory mandates calibrated to liability, currency and time horizon — not house views.
Portable wrappers and structures built for tax efficiency, succession and continuity across borders.
"Cross-border wealth planning is not about one product. It is about structure — one that survives every move you make."— Praniel Ladwa, CEO
Practical, plain-English guides for internationally mobile professionals. Download free — no obligation. More regional guides are added as we cover each market.
What happens to your 2nd pillar, 3a and tax position when you go — and the windows you must not miss before departure day.
Download PDF →Your first 90 days: pension registration, 3a set-up and cross-border structuring before costly defaults lock in.
Download PDF →Mortgages, pension-backed deposits, imputed rental value and the cross-border tax questions of Swiss property.
Download PDF →A plain-English map of the three-pillar system, Swiss banking, and how it all fits together for a mobile professional.
Download PDF →A complimentary consultation to discuss your financial position across jurisdictions. No obligation and no follow-up unless you invite it.
After a sports-filled youth growing up in the Cotswolds near Oxford, Praniel read Economics at Warwick University and then Economics and Finance at Warwick Business School, often cited as the UK's top economics faculty. Following this, he traded bonds, equity indices, and interest rates before taking on management roles across London, Europe, and the US, making business and trading decisions at the forefront of economic and geo-political news.
In 2010, he joined another adviser to grow a Swiss business into a multi-jurisdiction firm with close to £500 million under management, with offices in Switzerland, Malta, Spain, the UK, Cyprus, and the Philippines. As Chief Operations Officer and Investment Adviser, Praniel held several critical roles: serving on the Investment Committee, managing 20 advisers, handling client relationship management, and overseeing the firm's largest and most complex client relationships, including the cases other advisers escalated to him.
After more than a decade building one of Europe's most recognised cross-border wealth firms, Praniel chose to step back to spend time with his family, travel, and reflect. That pause clarified what he wanted to do and what the industry does poorly. He returned with a single focus: strip away the corporate layers, product-push, and bureaucracy to deliver exceptional advice directly to the clients who need it most.
At Hansa Perpetual, Praniel focuses entirely on what he does best: advising clients and solving complex cross-border cases. As a truly internationally qualified adviser with academic and professionally recognised qualifications, combined with professional and personal life experiences, he listens to your situation and resolves it in the most professional yet human way.
No call centre. No being passed around. You deal directly with the people who do the work — and the principal who has seen most of it before.
Boutique by design, not by accident. A lean team is the advantage: the calibre of advice you would expect from a large firm, delivered directly — without the layers, the product-push, or the politics.
Six principles, observed without exception. They define what we do, and just as importantly, what we decline.
No proprietary product. No issuer commission retained. Our compensation is disclosed, aligned and explainable in a single sentence.
Every recommendation is reviewed against Swiss FinSA, the relevant EU country rules and UK pension regulation before it reaches the client.
Clients are referred. Conversations stay in the room. Files are kept on Swiss infrastructure. Names are never used without consent.
We design for thirty-year horizons. Decisions are stress-tested against retirement, repatriation and the orderly transfer of capital.
We use the simplest structure that solves the problem. Complexity is a cost, paid in fees, fragility and time the client did not ask to spend.
If a mandate is not the right fit — for the client or for us — we say so. Few practices do. It is the truest measure of independence.
'Hansa' references the medieval trading league that connected merchants across borders — a network of trust, structure, and mutual benefit. 'Perpetual' reflects our focus on long-term wealth that endures across generations and jurisdictions. Together, they describe what we do: build financial structures that survive every move you make.
A Different Kind of Wealth Relationship. We are not a bank. We are not an insurance company. We are not a fund manager. We are a partner for internationally mobile professionals who need structure that works across borders — not products that work in one.
Hansa Perpetual was founded on a straightforward conviction: that the quality of advice available to internationally mobile professionals should not depend on the size of the institution behind it. Praniel brings institutional rigour to client relationships that are, by design, direct and personal.
A complimentary discussion of your pensions, investments and cross-border structure. No obligation — just a clear conversation about where you stand now, where you want to be, and how to get there.
Hansa Perpetual provides comprehensive financial and retirement planning to internationally mobile professionals. Whether you are building, consolidating or transitioning wealth across borders, we cover every dimension of your financial life — from pension structure and investment planning to protection, succession and tax efficiency across multiple jurisdictions.
Your first 90 days set the foundation for decades of tax efficiency. We guide pension registration, 3A setup, and cross-border structuring before costly defaults lock in. Getting the first steps right prevents years of unwinding.
Switzerland's three-pillar pension system is one of the most robust in the world — and one of the most misunderstood by mobile professionals. We map the entire picture: AHV, BVG occupational pension, and voluntary private provision across your residency timeline.
The third pillar is the most underused instrument in Swiss private wealth. We design 3A contributions, 3B structures and staged withdrawals so they work in concert with second-pillar capital, employment income and the client's eventual destination.
For clients changing employer, leaving Switzerland, or approaching retirement, the second pillar is rarely a portfolio decision alone. It is a question of vested benefits, jurisdictional treatment, currency exposure and timing — handled correctly, it can compound for decades.
Departure triggers irreversible pension and tax decisions. We manage the timeline so you do not miss windows or pay unnecessary penalties. Whether you are relocating to the UK, EU, or further afield, the structure must be right before departure day.
A liquidity event — an exit, an inheritance, a property sale, a redundancy — deserves more than a model portfolio. We build mandates around the liability the capital is meant to meet, the currencies it must serve, and the tax regime in which it must live.
For clients building wealth over decades rather than deploying a single event, we design ongoing investment mandates that adapt across residency changes, currency exposure and evolving risk tolerance. Structure first, product second.
International schooling and university costs require multi-currency, multi-jurisdiction planning. We structure savings vehicles that align with your mobility and tax position, ensuring capital is accessible in the right currency, in the right jurisdiction, at the right time.
Cross-border life insurance is not about products — it is about ensuring your family's continuity regardless of jurisdiction. We review existing coverage, identify gaps, and coordinate policies across borders so protection does not expire when you relocate.
For clients with capital that will move with them across borders, the right wrapper turns a portfolio into a portable, tax-efficient, succession-ready structure. We work principally with Luxembourg and Liechtenstein providers, selecting the country, contract and mandate that match each client's situation precisely.
Tell us yours. The first conversation is private, complimentary, and held entirely on your terms.
A complimentary consultation to discuss your financial position, cross-border structure, and objectives. Depending on the complexity of your situation and the questions you bring, the initial meeting may take up to an hour — so we recommend allowing that time.
Select a time that works for you. We will confirm within 24 hours.
Submit the form opposite, or write to us directly. Every enquiry is read and replied to personally, ordinarily within two business days. There is no obligation, and no follow-up unless you invite it.
Three meetings. Clear structure. No surprises. From first conversation to fully implemented strategy.
We begin with a comprehensive review of your personal and financial landscape. This includes your residency timeline, nationality status, family structure, existing assets — property, cash, investments, pensions — and long-term objectives. We identify inefficiencies: too little growth, excessive risk, tax leakage. You leave with clarity on where you stand and what needs attention.
We return with a tailored strategy based on your fact-find, accompanied by detailed analysis and relevant reports. Every recommendation is product-agnostic and structured around your mobility, residency plans, and tax position. Our fees are disclosed in full — with fully transparent fee disclosure and straightforward explanations you can follow. You have time to review, ask questions, and refine before any commitment.
We complete applications, collect required documentation, and initiate the first steps. For regular saving solutions, the first contribution is scheduled after application processing. For lump-sum investments, the deposit is made upon confirmed instruction. We stay with you through implementation — not just until the paperwork is signed.
Wealth planning is not a one-time event. We schedule regular reviews — annually at minimum, more frequently if your situation changes. This includes residency moves, pension milestones, inheritance events, or market shifts that affect your structure.
You have a direct line to Praniel, not a call centre. No handoffs to junior advisers, no automated emails. The same person who designed your structure is the person reviewing it.
No obligation, no product pitch. Just a clear discussion and view of where you stand now, where you want to be and how to get there.
All client business is conducted through established, regulated entities specialising in international financial affairs. Compliance is not a byline — it is the foundation of every engagement.
Hansa Perpetual operates in close association with established, regulated financial entities that specialise in international and cross-border financial affairs. All client business is conducted through these regulated structures, ensuring that compliance, licensing, and investor protection standards are upheld at every stage.
Hansa Perpetual acts as an appointed representative / introducer of Swissential SA. Regulated financial services — including portfolio management, investment advice and insurance intermediation — are provided through Swissential SA, Chantavril 2–4, 1260 Nyon, Switzerland. Swissential SA is a Swiss portfolio manager under Article 17 paragraph 1 FinIA, authorised by FINMA and directly supervised by OSIF. Swissential SA is also registered with FINMA for insurance intermediation. FINMA reference: F01185401.
Our Swiss anchor — Swissential SA (FINMA F01185401) — is complemented by regulated partners covering Europe, Central Asia, Latin America and rest-of-world mandates. This gives clients a single relationship with cross-jurisdictional regulatory coverage.
All client engagements are conducted within the regulatory framework of the relevant partner firm, with full KYC/AML procedures, transparent fee disclosure, and compliant documentation.
Switzerland: Swissential SA — FinIA Art. 17(1), FINMA-authorised, OSIF-supervised (F01185401).
Europe: NFS Insurance Advisers, Agents and Sub Agents Ltd — Cyprus ICCS licence No. 5689 (EU/EEA passporting).
Central Asia: FSN Ltd, Mauritius — global licence C116016070.
Latin America: FSN Ltd, Mauritius — global licence C116016070.
Rest of World: FSN Ltd, Mauritius — global licence C116016070.
We do not conduct US-resident or US-domiciled business.
We serve internationally mobile professionals across five regulatory layers. Each engagement is structured within the relevant framework. We do not conduct US-resident business.
Swiss pension optimisation, 2nd-pillar transfers, 3A/3B strategy. Delivered via Swissential SA — Swiss portfolio manager under Article 17(1) FinIA, authorised by FINMA and supervised by OSIF. Also FINMA-registered for insurance intermediation. FINMA ref: F01185401.
Cross-border insurance mediation across the EU/EEA via NFS Insurance Advisers, Agents and Sub Agents Ltd — authorised and regulated by the Cyprus Insurance Companies Control Service (ICCS), licence No. 5689.
Clients across Kazakhstan, Azerbaijan, Uzbekistan and the wider region served through FSN Ltd, Mauritius — global licence C116016070, subject to provider acceptance. A core market for our oil, gas & mining expat mandates.
Clients across Brazil, Mexico, Colombia, Chile and the wider region served through FSN Ltd, Mauritius — global licence C116016070, subject to provider acceptance.
Non-EU clients elsewhere served through FSN Ltd, Mauritius — global licence C116016070, subject to provider acceptance. The home of our global oil, gas & mining expat mandates.
Regulatory protections vary by jurisdiction and partner firm. Specific protections are confirmed in writing before any engagement commences. Swissential SA is directly verifiable on the FINMA public register under reference F01185401.
All advice is provided in accordance with the regulatory framework of our partner firm. We maintain:
Our regulated network partners are subject to periodic audits by their respective regulatory authorities — FINMA (via OSIF) in Switzerland, ICCS in Cyprus, and the FSC in Mauritius. These audits review compliance frameworks, client documentation, suitability procedures, and internal controls on a regular cycle, typically annual or biennial depending on jurisdiction and firm classification.
All client applications and documentation pass through our partners' compliance teams before processing, ensuring every engagement meets the applicable regulatory standards. This layer of oversight exists independently of Hansa Perpetual and provides an additional level of assurance for clients.
As the appointed representative / introducer of Swissential SA (FINMA F01185401), Hansa Perpetual operates within a fully supervised Swiss framework — subject to the ongoing oversight obligations that FINMA and OSIF impose on the licensed firm.
Important Notice: Information provided on this website and during consultations is for general information only and does not constitute personal financial, investment, tax, or legal advice. Past performance is not indicative of future results. Hansa Perpetual operates through regulated partner firms; specific regulatory protections depend on the jurisdiction and partner firm engaged. Always seek independent professional advice before making financial decisions. The value of investments can go down as well as up.
Practical guidance for internationally mobile professionals navigating Swiss pensions, cross-border tax, and long-term wealth structure.
Your 2nd pillar does not move with you. Leaving Switzerland triggers specific decisions that cannot be reversed. Here is what you need to know before the departure date.
Read article →Cantonal rules, tax windows and provider choices all expire. The myth that pensions can wait until you 'get round to it' has real costs.
Read article →Print this. Walk through it before any cross-border financial decision: tax residency, vested benefits accounts, 3A gaps, 2nd pillar options, portfolio consolidation and beneficiaries.
Read article →The decisions you make in your first three months in Switzerland can save or cost you thousands in tax and pension benefits. Here is what to prioritise.
Read article →One is restricted and tax-deductible. The other is flexible and not. Choosing incorrectly based on your residency timeline is a common and expensive mistake.
Read article →FATCA, FBAR, PFIC rules, and double-tax treaty gaps create a minefield for American expats. Here is how to navigate it without overpaying.
Read article →A printable PDF with the 12 decisions every leaving expat must make. Free — no spam.
Checklist sent. Check your inbox — the confirmation email includes the regulatory notices shown below.
Disclaimer: This Website is for information purposes only and should not be regarded as an invitation or inducement to engage in financial services, the information contained on this Website is not intended to be an offer to buy or sell securities. We give no representation, warranty or guarantee as to the accuracy, correctness or completeness of such information or as to the tax or legal consequences of any related transaction.
Risk Warning: Any investment in financial instruments entails substantial risks, the degree of which depends on the nature of each investment, and may not be suitable for all investors. The value of any investment may increase or decrease in value and investors may lose all their invested capital.
Regulated Financial Services: Hansa Perpetual acts as an appointed representative/introducer of Swissential SA. Regulated financial services, including portfolio management, investment advice and insurance intermediation, are provided through Swissential SA, Chantavril 2-4, 1260 Nyon, Switzerland. Swissential SA is a Swiss portfolio manager under Article 17 paragraph 1 FinIA, authorised by FINMA and directly supervised by OSIF. Swissential SA is also registered with FINMA for insurance intermediation. FINMA reference: F01185401.
Explore your retirement readiness or education funding target — no personal details required. When you're ready for a personalised analysis, book a call.
Get a high-level view of whether you're on track for retirement — no personal details required. Adjust the inputs to model different scenarios.
Want to factor in your pension entitlements, investment mix, or cross-border tax position?
Estimate how much you need to save today to fund a child's higher education at a target date.
Want a dedicated education savings structure that's tax-efficient in your jurisdiction?
Estimate the long-term growth of your Swiss 3rd pillar (Säule 3a) and the annual tax saving at your canton's rate. Max annual contribution 2025: CHF 7,056 (employed) / CHF 35,280 (self-employed).
Not sure which 3a provider gives you the best growth and lowest fees? Praniel can compare the top Swiss providers for your situation.
For UK and EU expats living and working in Switzerland. Estimate your combined retirement income from UK State Pension, Swiss AHV, and 2nd pillar — and see the gap between what you'll have and what you need.
Cross-border pension planning is complex. A 30-minute call with Praniel can identify exactly where your gap is and how to close it.
These calculators give you a direction. A full fact-find with Praniel gives you precision — tailored to your pension, tax situation, and cross-border complexity.
Download our plain-English guides for internationally mobile professionals. Each is a concise, practical briefing — not a sales document. New regional guides are added as we cover each market. Draft — PDFs to be produced
2nd pillar, 3a and tax decisions triggered by departure — and the windows you cannot miss.
Download PDF →Your first 90 days: pension registration, 3a set-up and cross-border structuring.
Download PDF →Mortgages, pension-backed deposits, imputed rental value and the cross-border tax picture.
Download PDF →A plain-English map of the three-pillar system and Swiss banking for mobile professionals.
Download PDF →Residency, portability and structure for professionals moving within and across the EU.
Download PDF →International structuring and portability for globally mobile professionals in the region.
Download PDF →Tell us the market or question you're facing and we'll point you to the right guide — or write one.
Cross-border wealth is not a single decision — it is a sequence of them, spread across decades and jurisdictions. Lifecycle planning is how we stay one step ahead of yours: the same team, the same methodology, adapting the structure as your life, career and family move across borders.
A new country resets your financial defaults. We get the foundations right early — residency and tax positioning, pension registration, banking and the first investment structure — before costly defaults lock in.
Income rises, commitments multiply. We structure savings, protection and education funding so growth compounds efficiently — and so a move to another country never means starting over.
Assets accumulate across employers, schemes and jurisdictions. We consolidate the picture, calibrate investment strategy to your liabilities and currency, and remove the drag of fragmented, forgotten accounts.
The decisions taken in the years before retirement are largely irreversible. We model the options — lump sum versus income, where to draw first, which jurisdiction to retire in — so the transition is deliberate, not default.
In retirement the priority shifts to reliable income and an orderly estate. We manage drawdown, keep the structure tax-aware across borders, and put succession in place so your wealth passes as you intend.
A complimentary conversation about your current stage — and the decisions on the horizon. No obligation.
Cross-border wealth planning for internationally mobile professionals from Kazakhstan, Azerbaijan and Georgia — built around currencies that move, careers that relocate, and assets held in more than one jurisdiction.
Engineers and executives in Kazakhstan's energy and resources sector. Finance, technology and public-sector professionals in Azerbaijan. Founders, consultants and remote professionals building from Tbilisi. What they share is a financial life that spans jurisdictions — and advice that too often stops at a single border. Hansa Perpetual works where pension systems, tax residency and currency risk intersect.
The questions that reach our desk from the region are rarely about a single product. They are about structure — how to hold, protect and move wealth as your life moves.
The tenge (KZT), manat (AZN) and lari (GEL) can move sharply against the currencies in which you save, invest and expect to retire. We plan for that gap deliberately, rather than leaving it to chance.
Property at home, a bank account where you work, investments held elsewhere. Structuring assets so they are efficient, visible and portable — not scattered across systems that don't speak to one another.
For those living or working in Switzerland: the 2nd pillar, plus 3a and 3b private provision. When you move, what happens to that capital — vested-benefit accounts, transfers and the windows you must not miss.
A career built in more than one country leaves entitlements — and gaps — in each. We map what you have accrued where, and build a single retirement picture from the pieces.
Portable structures for tax efficiency and continuity, and succession planning that holds up when heirs and assets sit in different jurisdictions with different rules.
Whether a posting abroad or a permanent move, the period around a relocation is where most value is won or lost. We plan the sequence before departure day, not after.
The principles are consistent; the context is not. A brief note on what tends to shape planning for professionals from each market.
A large, resource-driven economy where senior professionals are often paid and taxed at home yet hold ambitions — and family, education and property — abroad. Tenge volatility and capital held across borders make currency-aware structuring and clear residency planning the first conversations we have.
An energy-anchored economy with a managed currency and a growing base of internationally mobile finance, technology and public-sector professionals. Planning here centres on diversifying beyond a single-sector, single-currency position and building provision that travels with a mobile career.
An open, fast-moving hub for founders, consultants and relocating professionals — many holding income and assets in several currencies at once. The lari's movement and cross-border residency questions make portable, tax-aware structures particularly relevant.
Discretionary and advisory mandates are calibrated to currency, liability and time horizon — not to a house view. The categories below are populated with specific fund documentation and factsheets on request; live data is added as regional coverage expands.
Diversified income across currencies, designed to reduce reliance on any single home currency for those saving toward a cross-border retirement.
A globally diversified equity core for long-horizon investors, positioned to look beyond a single sector or region.
Lower-volatility mandates for capital that may be needed across borders at shorter notice, with an emphasis on stability and liquidity.
Looking for specific factsheets or the detail behind a mandate? See our guides & downloads → or request documentation directly.
Plain-English commentary on currency, cross-border planning and the questions that matter to professionals from the region. This section is structured for live content and will be published as coverage expands.
Article summary to be added.
Coming soonArticle summary to be added.
Coming soonArticle summary to be added.
Coming soonYour planning is led by a dedicated Private Client Manager — senior advisers with 25+ years of experience guiding internationally mobile professionals through pensions, investments and multi-jurisdiction structure.
It is a considered, long-term relationship: one point of contact who understands your position across borders, under the direction of the firm's leadership.
Regulated financial services are provided through Swissential SA, a Swiss portfolio manager under Art. 17(1) FinIA, authorised by FINMA and supervised by OSIF (FINMA ref. F01185401). Hansa Perpetual acts as an appointed representative / introducer.
In the EU, regulated services are provided through our Cyprus-based partner (ICCS 5689 / CySEC 328/17). Hansa Perpetual acts as an introducer and does not itself hold client assets.
Internationally, services are provided through FSN Ltd, Mauritius (C116016070). Adviser register entry to be published on completion of registration.
United States: Hansa Perpetual does not accept or conduct business with US-resident or US-domiciled persons. Nothing on this page is directed at, or intended for, US persons.
A complimentary conversation about your position in Kazakhstan, Azerbaijan or Georgia — and wherever else your wealth reaches. We will confirm within 24 hours.
Global wealth planning for internationally mobile professionals across Brazil, Chile, Colombia and Peru — and the Portuguese- and Spanish-speaking communities of the wider region. One plan that moves with you, wherever life takes you.
Executives and entrepreneurs building from São Paulo and Rio. Finance, mining and technology professionals across Santiago, Bogotá and Lima. Latin American professionals who have worked in Europe, moved within the region, or expect to again. What they share is a financial life spread across currencies and jurisdictions — and advice that too often stops at a single border. Hansa Perpetual works where pensions, tax residency and currency risk intersect.
The questions that reach our desk from the region are rarely about a single product. They are about structure — how to hold, protect and move wealth as your life, and your currency exposure, moves.
Retirement savings accrued while working abroad — in Europe, or on intra-regional moves — with no clear plan to consolidate or repatriate them. We bring the pieces into one picture.
Holding assets in BRL (or CLP, COP, PEN), USD and EUR at once leaves you exposed to real volatility. We plan that exposure deliberately rather than leaving it to chance.
Dual filing obligations — Brazil taxes worldwide income — and unclear treaty relief can create real complexity. We structure with tax visibility in mind and coordinate with specialists where needed.
Professionals relocating for work need portable, compliant structures — not country-specific arrangements that don't travel with them. We build plans that move when you do.
Children's international education, retirement abroad or at home — planned with a clear sense of what's realistic given currency and market exposure, not left to guesswork.
Political and economic swings can make long-term planning feel unreliable. Many local providers are limited to domestic products; we open access to quality global investment advice built for the long term.
The principles are consistent; the context is not. Brazil is our primary focus, with active coverage across Chile, Colombia and Peru.
Our primary market. Professionals here face worldwide-income tax rules, real volatility against the dollar and euro, and pensions accrued at home and abroad. Currency-aware structuring and consolidation are the first conversations we have.
A mining- and finance-driven economy with a mobile professional class. Planning centres on diversifying beyond local markets and building provision that travels with an international career.
A growing base of internationally mobile finance, energy and technology professionals. The focus is portable, tax-aware structures and access to global products beyond domestic offerings.
Professionals with income and assets across currencies and, often, time spent abroad. Cross-border residency questions make consolidated, portable planning particularly relevant.
Most advisers serving Brazilian and Latin American professionals think locally — portfolios concentrated in local markets, local currency, local risk. We don't. We bring a global perspective most competitors in the region simply don't offer, helping clients diversify away from the currency swings, political uncertainty and instability that come with keeping everything tied to one country.
We look beyond domestic markets to diversify away from single-country currency, political and market risk — the exposure that makes long-term planning feel unreliable.
Advice in Portuguese and Spanish, from people who understand the region firsthand — so clients get the global safety and stability they want, with the local trust they need to act on it.
We bring the pensions, investments and savings you've picked up along the way into one plan that makes sense — and look ahead with you, wherever you end up living.
Discretionary and advisory mandates are calibrated to currency, liability and time horizon — not to a house view. The categories below are populated with specific fund documentation and factsheets on request; live data is added as regional coverage expands.
Diversified income across currencies, designed to reduce reliance on any single home currency for those saving toward retirement at home or abroad.
A globally diversified equity core for long-horizon investors, positioned to look well beyond a single country or region.
Lower-volatility mandates for capital that may be needed across borders at shorter notice, with an emphasis on stability and liquidity.
Looking for specific factsheets or the detail behind a mandate? See our guides & downloads → or request documentation directly.
Plain-English commentary on currency, cross-border planning and the questions that matter to professionals from the region. This section is structured for live content and will be published as coverage expands.
Article summary to be added.
Coming soonArticle summary to be added.
Coming soonArticle summary to be added.
Coming soonYour planning is led by a dedicated Private Client Manager — senior advisers with 25+ years of experience guiding internationally mobile professionals through pensions, investments and multi-jurisdiction structure, with advisers who speak Portuguese and Spanish.
It is a considered, long-term relationship: one point of contact who understands your position across borders, under the direction of the firm's leadership.
Regulated financial services are provided through Swissential SA, a Swiss portfolio manager under Art. 17(1) FinIA, authorised by FINMA and supervised by OSIF (FINMA ref. F01185401). Hansa Perpetual acts as an appointed representative / introducer.
In the EU, regulated services are provided through our Cyprus-based partner (ICCS 5689 / CySEC 328/17). Hansa Perpetual acts as an introducer and does not itself hold client assets.
Across Latin America, services are provided through FSN Ltd, Mauritius (C116016070), subject to provider acceptance. Adviser register entry to be published on completion of registration.
United States: Hansa Perpetual does not accept or conduct business with US-resident or US-domiciled persons. Nothing on this page is directed at, or intended for, US persons.
A complimentary conversation about your position in Brazil, Chile, Colombia or Peru — and wherever else your wealth reaches. We will confirm within 24 hours.
Professionals move freely across Europe — and their wealth should keep pace. Through our EU-regulated partner network, Hansa Perpetual helps internationally mobile clients structure pensions, investments and protection so that a move between member states is a change of address, not a financial reset.
Draft — for team reviewCoordination of occupational and private pension capital as you move between European jurisdictions.
Investment structures designed to travel with you, without triggering avoidable tax or restarting the clock.
Structures built around where you live now, where you are headed, and the residency questions in between.
Want the detail? See our guides & downloads →
A complimentary conversation about your situation in Europe and wherever else your wealth reaches.